Every AFPS calculator in one place. Pick your scheme (AFPS 75, 05 or 15), your service, or the specific benefit you want to work out. All are free, instant and based on the current gov.uk and GAD figures.
Calculate your AFPS 75 pension and automatic tax-free lump sum (3× pension), up to 48.5% of final pay.
Read moreCalculate your AFPS 05 pension on the 1/70th final-salary accrual, plus your 3× lump sum and EDP.
Read moreEstimate your AFPS 15 CARE pension, revalued each year, and how much you can commute for tax-free cash.
Read moreWork out your British Army pension and lump sum across AFPS 75, 05 and 15. Free instant estimate.
Read moreEstimate your RAF pension, lump sum and EDP under the Armed Forces Pension Scheme.
Read moreCalculate your Royal Navy pension and lump sum under AFPS 75, 05 and 15.
Read moreEstimate your Royal Marines pension, lump sum and EDP under the Armed Forces Pension Scheme.
Read moreWork out your Reserve Forces or FTRS pension and EDP under AFPS 15.
Read moreEstimate an officer's armed forces pension and lump sum across AFPS 75, 05 and 15.
Read moreFree UK military pension calculator. Estimate your armed forces pension, tax-free lump sum and EDP across AFPS 75, 05 and 15.
Read moreEstimate your UK military retirement income: armed forces pension, tax-free lump sum and EDP across AFPS 75, 05 and 15.
Read moreSee the lump sum you gain by commuting your pension and the income you give up, using GAD factors.
Read moreEstimate your EDP lump sum and monthly income for leaving before pension age.
Read moreSee how the annual CPI increase changes your armed forces pension, 3.8% from April 2026.
Read moreEstimate an armed forces pension's value for a pension sharing order on divorce.
Read moreCalculate a preserved (deferred) armed forces pension and when you can claim it.
Read moreEstimate your armed forces ill-health pension by tier after a medical discharge.
Read moreEstimate the survivor pension and lump sum payable to a spouse, partner or child.
Read moreSee how much extra pension you can buy with Added Pension and what it costs.
Read moreIf you know your scheme, start there: AFPS 75, 05 and 15 each build a pension differently, so the scheme calculators apply the right rules for you. If you are not sure which scheme you are in, the service calculators (Army, RAF, Royal Navy, Royal Marines, Reserves and officer) pick sensible defaults for when you joined, and you can switch scheme on the page. For a specific question, the benefit calculators work out one thing well: commutation and the tax-free lump sum, the Early Departure Payment, the annual pension increase, pension on divorce, a preserved pension, a medical discharge, survivor benefits or added pension.
Anyone with service between 1 April 2015 and 31 March 2022 also carries a McCloud remedy choice, so the McCloud remedy calculator is worth running alongside your scheme estimate. Every tool here is an independent education estimate, not regulated financial advice; for an official figure, request a forecast through Veterans UK.