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AFPS Form 12: pension forecast while serving

Updated 16 June 2026Checked against gov.uk & GAD

AFPS Form 12 is the pension forecast request form for currently serving members of the armed forces. It gets you an official forecast of your pension, lump sum and any EDP based on your actual service record.

Key takeaways

  • Form 12 requests an official pension forecast while you are still serving.
  • You are entitled to one free formal forecast a year.
  • Serving personnel can also request a forecast through MODNET.
  • Left already? You need Form 14 instead.

What Form 12 is for

A Form 12 forecast is the official statement of what your armed forces pension, lump sum and Early Departure Payment would be, calculated by Veterans UK from your service record. You are entitled to one free formal forecast each year.

It is the figure to rely on before a big decision: signing off, a commutation choice, a divorce settlement, or resettlement planning. Our calculator gives you an instant ballpark first, but the forecast is the number that counts.

How to submit it

If you are serving, the quickest route is the pension forecast request on MODNET. Otherwise, download Form 12 from gov.uk (Veterans UK armed forces pension forms) and post it to the address on the form.

Processing takes time, so request your forecast well before any deadline. If you have already left the armed forces, Form 12 is not for you: use Form 14 to request a forecast of your preserved pension.

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Frequently asked questions

You are entitled to one free formal pension forecast a year, requested with Form 12 while serving or Form 14 once you have left.

James Hartley
Written by

James Hartley

Former Warrant Officer & Armed Forces Pensions Writer

James Hartley spent 22 years in the British Army, including unit personnel administration and pensions and records duties, and now writes the scheme guides and scenario pages on this site. He is not a regulated financial adviser, so the content is general information rather than personal advice.

22 years' serviceEx-Warrant OfficerResettlement IEROAFPS 75 · 05 · 15
Figures checked against official gov.uk & GAD sources
Updated 16 June 2026

Sources: gov.uk · GAD factors · Veterans UK · Forces Pension Society · MoneyHelper.